Marco Dani Bolognesi
For young people in poor housing has taken dramatic levels.
For the poorer segments of the city, the lack of income, types of employment contracts, combined with the banking credit crunch have made it to most people, impossible dream of home ownership.
personally believe home ownership, not a dream, but a right!
But beyond the rhetoric, such as allowing young people in the absence of capital and income guarantees of access to credit and therefore have the right to decent housing?
The solution is to create a body for which I will call MUTUAL SOCIAL YOUNG SPA, a holding company wholly publicly-owned real estate.
The institution is built on land planned for the task and town planning of buildings, houses of good quality, as an alternative to the horrific housing plans! More flats to rent, but to be sold at affordable prices for young people entitled to it.
Obtaining a competitive price of the property, with the possibility of profits by entity, is made possible by the low cost of land, the ability of the institution of contract manufacturers and the possibility of selling low-margin.
I think you could get average square footage of buildings and with good levels of finish, quietly around € 150,000.
After the body has a value that is assigned to the property, to those who qualify, with the payment of monthly installments calculated on the real possibility of the purchaser and at the time can vary according to the need of the buyer, to a fixed interest rate of 2% and fully tax deductible.
The property remains the property until payment of taxable entity, the avoid speculation, while ensuring a 'high capitalization of the organization.
the balance, the buyer automatically becomes owner of the property at no additional cost. Clearly, the lobby of the building
cooperative world "red" and the bank will not like the proposal very ...
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